I’ll be the first to admit that I’m no stranger to the jewelry department at Zara and H&M.  There’s nothing more than a couple of faux gold chains, a la Madonna’s “Music” video, an oversized cocktail ring and ridiculous hoop earrings to turn a Saturday night into something sassy.  And with prices almost always under the cost of a coffee for a piece of gold plated heaven, I don’t cry when I come home at 3 A.M. and discover a rhinestone or two missing.  But, when you chalk up five years of booty shaking and five years of the ubiquitous flying hoop that has a shoddy back, the figures stack up, and makes me wonder if my discount designer ways are screeching to an eventual halt.

If the thought of trading up for something substantial – and pricey – has your head spinning like a disco ball, here are a few things to consider. 

Do you love, love, love it?
A diamond may be forever, but one in a trendy setting may leave you yawning come next May.  Classic, statement pieces – a pair of diamond or pearl studs, a well-tuned Swiss watch, a delicate gold chain and pendant – endure and never go out of style.  Of course, if your look is more Gwen Stefani than girl next door, by all means, pursue a piece that satisfies your wardrobe and your wallet.  Regardless of your image, test driving the waters with a replica never hurts.

Can you afford it?
This is an honest question.  We here at The Vogue City are all about being babes on a budget, but sometimes, there are things that are worth investing in.  Solid, well-made jewelry is one of those things.  Going broke for bling is never hip, however.  Check your balances and your lifestyle, and remember that your student loans from Sallie Mae are not on par for a bailout by Obama. 

Is it well made?
Let’s scream it together from the top of the Empire State Building:  quality and price do NOT always correlate.  If you’re about to plunk down some serious cash for a bauble or two, consider using an appraiser, or someone with experience buying jewelry, for a second opinion.  I was shocked to find out that my sister’s engagement ring was insured for more than the cost of my college tuition, but that’s the way the bridesmaid crumbles.

Sparkle and shine:  is it best when it comes from within or from a flash of the hand?

-Karyn Polewaczyk

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